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Safeguarding Your Future
with Integrity

Richmond and Richmond Insurance LLC—reliability and care at the heart of your insurance.

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Who We Are

With over 50 years of combined industry experience, Richmond and Richmond Insurance LLC stands as a beacon of reliability and knowledge. Our team of dedicated professionals is committed to guiding you through the complex world of insurance with clarity and understanding. We prioritize integrity and customer satisfaction, making sure that your needs are met with the utmost care and attention.

An Independent Agency Gives You Options

We proudly represent Pekin Insurance, Donegal Insurance,
and more!

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A Variety of Choices

We offer a wide variety of insurance solutions.

We’re Here to Help

We are there for you in your time of need.

Your Insurance Support

We are by your side every step of the way.

Your Local Agency

We are licensed insurance advisors.

The Solution To Your Insurance Needs

Providing a variety of personal insurance, business insurance, and industry solutions is what Richmond and Richmond Insurance LLC strives to do best.

Motorcycle
Property Damage Liability Coverage
Risk Factor

When accidents happen, they can cause damage to other vehicles and various other types of property.

Solution

Property Damage Liability pays for damage to vehicles and other property caused by an at-fault accident. The amount covered depends on the limits and details in your policy and the regulations in the local state.

Bodily Injury Liability Coverage
Risk Factor

Accidents can lead to injuries for other individuals involved, resulting in significant medical expenses and potential legal liabilities.

Solution

Bodily Injury Liability helps cover costs associated with injuries to others caused by a covered accident. The coverage amount is determined by the policy limits and specifics, as well as state regulations.

Guest Passenger Liability Coverage
Risk Factor

Riding with a passenger can increase the risk of injuries during a ride-related incident, leading to potential medical expenses and liability issues.

Solution

Guest Passenger Liability Coverage provides additional protection for passengers on your motorcycle, covering injuries they may sustain during a ride-related event.

Uninsured/Underinsured Motorist Damage Coverage
Risk Factor

Accidents involving uninsured or underinsured motorists can leave you with significant expenses, including medical bills and vehicle repairs, without adequate compensation.

Solution

Uninsured/Underinsured Motorist Damage Coverage assists with injuries and other losses resulting from an accident with an uninsured motorist, a hit-and-run driver, or a driver lacking sufficient insurance coverage.

Physical Damage Coverage
Risk Factor

Various incidents, including severe weather, theft, or accidents, can cause significant damage to the physical structure of your vehicle, leading to costly repairs or replacement.

Solution

Physical Damage Coverage, also known as Comprehensive and Collision, covers expenses related to damage to your vehicle's physical body. This may include damage from weather events, theft, and at-fault accidents caused by a driver on your policy.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Motorcycle accidents can result in significant injuries, leading to high medical costs and financial strain.

Solution

Medical Payments Coverage and Personal Injury Protection help cover medical expenses incurred if you're involved in an accident while riding your motorcycle.

Carried Contents & Belongings
Risk Factor

Personal items carried on your motorcycle are vulnerable to loss, theft, or damage, potentially leading to unexpected replacement costs.

Solution

Carried Contents & Belongings coverage compensates for personal property that is lost, stolen, or damaged while being carried on your bike.

Custom Parts or Equipment
Risk Factor

Custom or unique parts on your motorcycle can be expensive to repair or replace if damaged, leading to significant out-of-pocket costs.

Solution

Custom Parts or Equipment coverage assists with expenses related to damages to the custom or unique parts of your motorcycle.

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“My experience with Richmond and Richmond Insurance was excellent! The process was fast and incredibly smooth. Pete saved me more than $2,200 a year between my homeowners’ and auto insurance. I couldn’t be happier!”

Ryan

“Peter Richmond and his team are fantastic. I texted Peter during this past 4th of July for a policy update that was needed immediately, and he responded right away and updated the policy accordingly the same day.”

Jim

“The staff at Richmond and Richmond have always been a pleasure to interact with. They’re dependable, personable, and helpful. I would recommend them to anyone looking for an insurance agent.”

Jennifer

Hear What Our Clients Are Saying

Check out our reviews and see why you should switch to Richmond and Richmond Insurance LLC.

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Manage Your Policies

Already a client of Richmond and Richmond Insurance LLC? Visit our Service Center to make requests and manage your insurance.

  Report a Claim

   Pay Bill

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  Get Certificate

  Policy Review

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Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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